Tag: Banking stability, regulation, efficiency
Currency depreciation is linked to higher non-performing assets in Indian banks
Explore how currency depreciation, inflation, and monetary policy drive non-performing assets in Indian banking. Study of 30 banks reveals exchange rate management matters more than GDP growth for.
Fiscal contraction is linked to lower NPLs in the long run
Study shows fiscal consolidation reduces non-performing loans long-term but increases them temporarily, using bank data from Guyana. Oil prices and efficiency matter most.
Positive CBDC stance linked to higher bank net interest margin
Study shows CBDC development leads banks to widen interest margins by raising both deposit and lending rates to counter increased competition from digital currencies.
AI market maturity is linked to lower banking system entanglement
Quantum-inspired decision framework reveals how AI markets reshape Chinese bank performance structures, showing top performers integrate fintech while legacy systems constrain adaptation.
Parent support was selective during the 2007–2009 crisis
Banks allocated capital selectively within conglomerates during the 2007–2009 crisis, favoring stronger affiliates while restricting support to weaker ones, challenging regulatory assumptions.
Fund holding networks are linked to higher systemic financial risk
Network analysis reveals fund holdings among Chinese financial institutions amplify systemic risk through governance convergence, price synchronicity, and asset homogenization mechanisms.
KfW lending scheme revealed incentive risks in crisis lending
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in FinanceIncentive alignment mechanisms for public lending in economic crises, with empirical analysis of KfW COVID-19 program and theoretical contract design proposals.
Bank diversification has mixed effects on performance
Systematic review of bank diversification and performance 2006-2025, examining how monetary policy and macroeconomic conditions influence diversification strategy outcomes and risk-adjusted returns.
Several bank and macroeconomic factors affect non-interest income
Panel study of non-interest income determinants in Vietnamese commercial banks (2011-2023) using random-effects FGLS estimation, examining bank-specific and macroeconomic factors.
Greater financial inclusion is linked to higher banking stability
Empirical examination of financial inclusion effects on banking stability in 37 Sub-Saharan African countries using dynamic panel methods, 2005-2019.
